The big companies out there are offering attractive benefits as part of their employee retention initiatives; they have great spending power. How can small businesses match up against them? The truth is, you don’t really have to. What matters is the quality and practicality of the benefits included in your package. Here are four ways to satisfy your employees without the need to spend big.

Most articles about networking tell you the same things over and over again. Not this one, not me, and not here. I don’t like to regurgitate other people’s content, and I believe in always writing an article with the intention of being valuable and helpful.

On the job hunt, your CV is your most important tool. It's your first opportunity to sell yourself – your skills, qualifications and experience. It's your chance to highlight what makes you an excellent candidate for the position. Employers regularly receive hundreds of CVs for the same position, so it's essential that your CV stands out for all the right reasons.

You’re a bicycle riding aficionado, a liability-conscious individual, or a house-proud expat with loads of personal belongings. You may travel regularly, for business or pleasure, with valuables such as cameras or computers, a four-figure valued watch or a five-figure valued diamond engagement ring. If you match any of these profiles, you may want to consider a home and contents insurance policy while living and working in Singapore.